A fire is one of the most devastating occurrences in any home or business. Not only is the physical damage extensive, but the emotional toll can be overwhelming. If you’ve been affected by a fire, you may be feeling lost and uncertain about what to do next. 

The first step is to contact your insurance company and file a claim. It can be a complicated and time-consuming process, but you need to get started as soon as possible. An experienced public adjuster can help you navigate the claims process and make sure you get the compensation you deserve. 

 What Leads to Insurance Denial? 

We have seen how many Georgia fire claims were denied due to out-of-date information. It can be due to several factors, such as not recording an addition or remodel and forgetting to update the property’s value. The most common mistake occurs when a homeowner fails to provide their insurance agent with information about changes in home occupancy. 

For instance, if you’re renting out your home and fail to report it to your insurer, you’ll likely be denied coverage for any claim because your policy may not cover rental properties. Ensuring that your homeowners’ insurance coverage reflects any changes in occupancy is especially important when you’re buying or selling a home. 

If you’ve been planning on moving, but the transaction takes longer than expected, make sure your insurance provider is aware of the change in status so that they can adjust your coverage accordingly. Don’t let mistakes like these cost you thousands of dollars. Contact our public adjusters at Georgia Fire Claims and make it a point to review your policy with your insurer at least once every year to confirm that all information is accurate and current. 

Understanding the importance of updating your homeowners’ insurance information is one important step in preparing for a fire claim. If you’ve been affected by a fire and would like help navigating the claims process, contact an experienced public adjuster today. They can help make sure you receive the compensation you deserve while minimizing your stress during this difficult time. 

Dealing With Claim Denials 

Are you dealing with fire claim denials due to out-of-date homeowners’ insurance information? If so, don’t worry — there are steps you can take to make sure you get the support you need to get your Georgia fire claims compensation. 

• The first step is to contact your insurance provider as soon as possible after a fire occurs. An experienced public adjuster can help guide you through this process and ensure that you take all the necessary steps to file a claim. One of the most important aspects of this process is providing accurate and up-to-date information about your home and occupancy status.
• If you’ve added to your family, rented out your home, or made any other changes in occupancy, it’s let your insurance provider know. Your policy may not cover claims if your home is used as a rental property. Similarly, if you’re buying or selling a home, you’ll need to update your information so that your coverage reflects the property’s current status.
• It’s also important to review your policy annually to make sure all information is accurate and up-to-date. This will help you avoid any potential problems if you need to file a claim.

If you’re dealing with fire claim denials or any other questions about your homeowners’ insurance, contact experienced public adjusters today. You can also find more insights by reading our blog at GA Fire Claims. Or contact our public adjusters at Georgia Fire Claims today to help you understand your coverage and ensure that you get the compensation you deserve.